Protocol V1 is Coming to Mainnet Soon

Private Lending,
Public Trust.

ZKredit leverages zero-knowledge proofs to enable undercollateralized lending while preserving user privacy. The future of DeFi is confidential.

Start Lending

A New Era of DeFi Lending

Experience a borrower-friendly, privacy-first protocol that empowers you to leverage your reputation.

Zero-Knowledge Privacy

Prove your creditworthiness without revealing your financial history or personal identity.

Instant Settlement

Lightning-fast loan approvals and disbursements powered by Solana's high-speed network.

Institutional Grade

Built with rigorous security standards and audited smart contracts for maximum safety.

Global Access

Borrow from anywhere in the world without geographical restrictions or intermediaries.

Encrypted Data

Your financial data is encrypted end-to-end and only accessible by you.

Transparent Yield

Lenders earn real yield generated from overcollateralized and undercollateralized loans.

Frequently Asked Questions

Everything you need to know about private lending on ZKredit.

ZKredit is a privacy-preserving lending protocol built on Solana. It uses Arcium's multi-party computation (MPC) technology to enable users to lend and borrow assets without revealing their detailed financial history or personal identity to the public.
We leverage Zero-Knowledge Proofs (ZKPs) and MPC to verify your creditworthiness and collateralization ratios off-chain. This means the protocol can verify you have enough funds or a good reputation without ever seeing your actual account balances or transaction history.
Yes. Your financial data is encrypted end-to-end. ZKredit only receives a cryptographic proof that you meet the lending criteria, not the data itself. We never store your personal financial information.
Currently, ZKredit supports major assets like USDC, SOL, and BTC. We plan to expand support to more tokens and real-world assets (RWAs) in the near future as the protocol matures.
ZKredit charges a small protocol fee on borrowing interest to maintain the insurance fund and development. Lenders receive the majority of the interest paid by borrowers. Specific fee rates are determined by protocol governance.

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